Ensure your Health: Learn about Employee Health Benefits

Being an employee of any company allows you to receive some perks, fringe
benefits and privileges aside from the salary that you regularly receive.

One of the most important benefits that you should get at work is a health
benefit or medical plan. Especially for jobs which present risks on your
health or on your life, make sure that you are always adequately insured.

First, take a look at the disadvantages to you, as an employee, if you do
not have sufficient health benefits from the company that you work for:

– If you suffer from a long-term or temporary illness that would lead you
incapable to go to work for a long period of time, your savings can be gone
in an instant.

– With the onslaught of hospital bills that you would need to shoulder,
other members of your family will be affected as well if you share household

– Your own personal well-being will be at risk if you do not have ample
health benefits.

To prevent these from happening, you should know the basic health benefits
that you are entitled to once you become officially employed by a company.

‘Health Benefit Plans for You’

The government offers the Federal Employee Health Benefit Plan to assist all
workers with their health care needs.

Here, health and dental plans developed by insurance companies and labor
unions are offered to employees of the government. The coverage and
premiums, however, vary from state to state.

Your employer might have a traditional health insurance company where you
will have the option to visit any physician or hospital, and the costs will
be covered under the plan that you have.

For employees of private corporations, there is the HMO or the Health
Maintenance Organization. Hospitals, doctors, health insurance companies and
providers who have are members of a health maintenance organization offer
the services.

The advantage of HMO’s over traditional employee health benefit providers is
the discounted costs that they offer. Because employers pay them a fixed fee
for each person that they hire, they are assured of a steady stream of
patients so they can afford to offer discounted rates.

There is also the PPO or the preferred provider organization which consists
of health care providers and a health insurance company who provides
benefits for employees. This also results in reduced premiums because
doctors and hospitals are given a constant number of clients through
employees who will utilize their services.

Companies may offer any of these three health insurance coverage.

With health care costs soaring every year, it is your responsibility as an
employee to ask about the health care benefits that you are entitled to.

Here are a couple of tips on how you can better understand your health
insurance coverage:

1. Read your employee handbook.

A detailed description of the health insurance coverage that you will get
should be indicated in the handbook.

2. When in doubt about something, go to your Human Resource Department.

This is important especially for people with medical conditions. Ask about
the limitations of the health insurance coverage as well as the deductibles.

You will never know what medical emergency might come up during the time
that you are employed. It is better to be prepared and know everything about
the health benefits that you are entitled to – rather than asking about them

What Are The Health Benefits Of Seeds And Why Should You Eat Them, Even For Weight Loss?

It should not come as a great surprise that the health benefits of seeds are very significant because seeds are the part of a plant that contain all the ingredients needed to bring forth new life. Find out why the health benefits of seeds are essential to your diet, why they are good for healthy weight loss and why they have been used for centuries to treat specific ailments. Discover which seeds are the stars of the seed world and why seeds should be a part of your life?

Some of the most common seeds that are acclaimed for their health benefits are chia seeds, flax seeds (Linseeds), hemp seeds, pumpkin seeds, sesame seeds and sunflower seeds. Together these seeds are simply packed full of goodness.

The health benefits of seeds include providing you with the nutrition you need for a healthy diet and aiding healthy weight loss as well as treatment for some illnesses. They contain many of the essential fatty acids that your body cannot manufacture such as omega 3 and 6, they are a great source of vitamins and they contain protein. The health benefits of seeds include combating free radicals which are linked to cancer and other illnesses, they can help reduce high blood pressure and reduce bad forms of cholesterol, plus a lot more besides.

So what are specific the health benefits of seeds?

Chia seed – has hydrating properties and also aids healthy weight loss

The health benefits of seeds were known to the Aztecs in South America who used chia as an energy food. Chia seed is hydrophilic which means that the seeds soak up water so they act as a method of hydrating your body over a longer period, making them great for athletes. The fact that they absorb water also causes them to have impacts on your digestive processes including slowing down the speed at which your body converts carbohydrates into simple sugar and the speeds at which calories are absorbed. That means they can contribute to healthy weight loss both by making you feel fuller and reducing your calorie absorption. They may also be helpful for diabetics due to the slower rate that carbohydrates are converted into sugar. On top of this they are packed full of nutrients including Omega-3 and 6 essential fatty acids.

Just like other seeds, chia seeds can be sprinkled onto salads or mixed with cereals or added to yogurt or included in baked foods.

Flax seed (linseed) – good for digestive health and treating constipation

Flax is undergoing a rebirth as one of the top health foods so it cannot be ignored when talking about the health benefits of seeds. Golden flax is often considered the best as it more readily releases the nutrients within. All the benefits are too numerous to mention here. The key one is digestive and colon health with flax seed being a good way to deal with constipation. The best way to take flax is by grinding the seeds, in a coffee grinder and sprinkling the power on cereals or salads or putting it into cakes. Some specialists say that there is no value in eating flax seeds whole, but I disagree, I add them whole to muesli and I know from experience that they work like that to combat constipation. I have concluded that if you chew your food they will be ground down by your teeth and the nutrients released. I you aim is healthy weight loss they will help to keep food moving through your digestive system which helps prevent your body storing food as fat.

Hemp seed – good for preventing stiff muscles

It is said that one tablespoon of hemp seeds per day gives you all the essential fatty acids that you need including Omega-3 and 6. Hemp is also good for people who exercise hard because it helps to eliminate lactic acid which accumulates in your muscles after exercise causing stiffness. Hemp seed contributes to brain function, so it can help prevent depression and irritability. It is known to reduce inflammation and it is good for hair health and moisturizing your skin. In terms of the health benefits of seeds, hemp must be included as a seed that will help promote your general health and well-being.

The pressed hemp seed produces high quality polyunsaturated oil that can be eaten by itself or blended into other food products or used in cosmetics and body products. The seed can be hulled and “hemp nut” can be used in baking and other recipes and NO it will not make you high!

Pumpkin seeds – good for male prostrate problems

Pumpkin seeds have a high concentration of zinc and are therefore believed to be valuable in the treatment and prevention of male prostrate problems. They help prevent damage to the prostrate from male hormones. They can also be used to treat kidney problems and remove parasites such as worms from the intestines. They are believed to be valuable in preventing depression although not strong enough to treat serious depression.

As with most foods if you want to get the full health benefits of seeds or use them to promote healthy weight loss, you need to eat them raw – raw pumpkin seeds are the most beneficial so sprinkle them on your salad or add them to soup just before serving. Roasted pumpkin seeds are popular but not as healthy because roasting destroys the beneficial omega fatty acids. Pumpkin seed oil can be mixed with other oils to make salad dressings. Make sure you buy a good quality oil as some are highly diluted with other oils.

Sesame seeds – help reduce high blood pressure

Like sunflower seeds, sesame seeds are high in vitamin E, they also contain sesamin and sesamolin both of which are thought to help combat and prevent high blood pressure and work against liver damage. The oil is believed to be beneficial as a skin product to prevent the formation of wrinkles.

Sesame is probably the most versatile of foods, beside being eaten in seed form it is used to make tahini (sesame butter) and halva and is widely used in baking bread and making biscuits. The seeds can be eaten raw as they are or added to other foods. Tahini is used to make humus.

Sunflower seeds – combat free radicals and promote heart health

Different varieties of sunflower seeds are grown for oil and for the seeds, both types are native to North and South America. Sunflower seeds are a good source of vitamin E which is an antioxidant and one of the vitamins needed to combat free radicals. Free radicals have been linked to causing cancer. Vitamin E also has anti inflammatory properties which means it can help reduce inflammation related to for example asthma and rheumatoid arthritis and it helps reduce the frequency of hot flushes during the menopause. Sunflower seeds also contain Phytosterols, which are substances found in plants that are believed to reduce levels of cholesterol in the blood and improve the immune system.

Sunflower seeds are very tasty and digestible raw and like other seeds are great additions to salads and cereal dishes and good for baking so they should be on the menu if you want to get the full health benefits of seeds in your diet.

I hope I have convinced you of the health benefits of seeds and how common seeds such as chia seeds, flax seeds (linseeds), hemp seeds, pumpkin seeds, sesame seeds and sunflower seeds are all really important to your diet. If you start finding ways of including seeds in your diet and you eat them on a daily basis you will soon feel and see the health benefits of seeds for yourself.